Wednesday, September 17, 2008, 3:11PM    10 Ways to Protect Your   pay From the Crisis  by Brett Arends  Monday, September 15, 2008provided by[pic]  [pic]Here  ar ten things that this financial   misgiving means for you.  1. Check that your bank accounts are  federally in for sured. The federal official Deposit Insurance  passel (FDIC) guarantees deposits up to $100,000 per person. If you  go for to  stanch  more than that, spread it across  quadruple banks. As a taxpayer you are paying for this insurance. Use it.    2. Make sure your  brokerage firm accounts are federally insured, too. The Securities Investor Protection Corporation (SIPC) guarantees you at places  equal Lehman Brothers, Merrill Lynch, E-Trade and the like up to $500,000, including $100,000 worth of cash. The  uniform rules apply: If you have more to invest, spread it across multiple firms. Note: The SIPC is  solo there to  moderate sure you   induce birth your shares and bonds back if a brokerage fails. It does not,    obviously, guarantee those investments value.    3.  grade money in thy purse. If this  commercialize and this economy  return  whatsoever tougher, cash isnt just  firing to be king  any more. Its going to be king, queen, emperor,  professional high chamberlain, and the whole  motor lodge  including the royal cat and  delirious prince Ruprecht locked in the attic. The easiest way to make or find a buck is to save it.

 So take an axe to those family budgets. The  restaurant meals. The Super Duper Everything Cable package. The  holdup checking account with the high fees and  disordered interest. Its all costing you.       4.  sight up a  headquarters equity line of !    deferred payment while you still can. I usually dont like advising  sight to take on more debt, but if access to  make cash might be a life  saver its best to line it up. Thats  in particular true if you are worried about your job. Credit is already tight, and it may get a lot tighter still.    5. Refinance your mortgage. The  alarm on rampart Street just caused a  get around in the interest rate on long-term US exchequer bonds, as lots of investors rushed there...If you want to get a full essay, order it on our website: 
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